From your MAS licence application to the safeguarding of customer funds, LDU owns your regulatory posture, your merchant contracts, your data and your AML obligations. One capped monthly fee, no hourly billing, no junior handoffs.
Payments and licensing counsel, on call
The situations you actually hit
Moving regulated money in Singapore means legal shows up at the worst moments. These are the ones fintech and payments founders bring us most, and what changes when a senior lawyer already owns them.
We own the licence file end to end, answer the queries, and structure your major or standard payment institution application so the conditions are ones you can actually meet.
We assemble the compliance pack, negotiate the sponsor and safeguarding arrangements, and paper the data-processing terms so onboarding clears instead of stalling.
We set up the safeguarding account and trust arrangements the Act requires, so customer money is segregated correctly and survives the audit and the diligence.
We get your regulatory story, your AML and CFT program and your suspicious-transaction reporting into a shape that clears the data room instead of stalling the round.
The merchant, acquiring or partnership agreement reviewed and redlined so the liability, the chargeback exposure and the scheme rules all stay on the right side of the table.
If it is legal and it touches how you move money, it is in scope. Anything genuinely niche, we say so plainly and help you brief the right specialist.
What changes with us
Not a promise that MAS gets easier. A set of concrete outcomes you feel almost immediately, because one senior lawyer now owns the whole regulatory surface instead of you.
Median reply when something urgent lands
Days from first call to working counsel
Capped monthly fee, no hourly billing
Fintech and payments founders already covered
The mandate
From the day your counsel starts, these stop being your problem. Everything on this list sits inside the same capped monthly fee.
Major and standard payment institution and money-changing applications prepared, MAS queries answered, and licence conditions structured so you can actually operate under them.
If it is legal and it is yours, it is in scope. And if you ever need a niche specialist, we say so plainly and help you brief them.
The math
Every fintech founder runs this comparison eventually, usually after the first MAS query or the first six-figure diligence bill. Here it is up front instead.
S$320,000
a year, and climbing before equity
S$3,800
this month, and the meter never stops
One capped fee
a month, agreed before we start
Full-time and law firm figures are Singapore market rates, not our pricing. Your capped number depends on volume: you get it in writing after the free call, before any work starts.
Only 2 review slots left this week
How it starts
No onboarding project, no discovery phase billed by the hour. One call, one written number, one start date.
Fifteen minutes with the senior lawyer, not a sales rep. Bring the MAS query or the partner agreement that worries you most and leave with a straight answer, whether you hire us or not.
We map your licence path, safeguarding, AML program and partner contracts into a written mandate with a capped monthly fee. You see the number before you commit to anything.
Daniel joins your channels, your team gets the app, and the licensing and compliance backlog gets cleared first. Legal answers now arrive in hours, not weeks.
No retainers, no lock-in: the mandate renews monthly and you can stop any month.
The senior judgment behind LDU
Fifteen years getting founders through setup, growth and the raise, across the table from investors, regulators and acquirers. He is the senior judgment LDU is built on.
Years in practice
Matters signed off
Why founders trust us
Not a marketplace of juniors. A named senior lawyer who has sat across the table from regulators, banks and payment partners, with terms that put the risk on us.
Google reviews60+ founder reviews
Our promise
Cancel any month, no exit fee. Your filings and contracts always leave with you.
We take two review calls a day. This week is almost full.
Customer stories
Veljko Vasic
CEO, HolyWally
“As a client of LDU, I was impressed by how they consistently focused on our needs, showing patience and a deep understanding of our core requirements. It felt like having an in-house counsel that always had our best interests at heart. If you're looking for a dedicated team that prioritizes client satisfaction, LDU is the right choice.”
Less time setting up contracts
Faster to close than competitors
Faster issue resolution
Reviewed by a licensed lawyer
“Daniel is a consummate professional who was very helpful in our consultation. He assuaged my fears and walked me through how to possibly handle my situation. Did not ask for unnecessary charges or quotes. Highly recommended, especially if you're a small business or startup.”
Leung Wai-Leng“Thanks to LDU and Daniel support, my business which was not well structure for couple months and having some issues is now good to operate. Extremely recommended for anyone not familiar with how Singaporean laws and banks work, it is much better to get great assistance at the beginning and start smoothly. Highly recommended.”
Simon Giraldo“LDU was able to listen to my situation in detail and quickly provide me with effective advice to move forward. Daniel was very professional and clear-headed. A very good experience.”
Benjamin Fossati“LDU have been fantastic in providing legal consulting and services. They have in depth knowledge across various domains and they work quick at a fraction of the cost of what you'd pay at standard market rate.”
Dindo De La Cruz“I had an excellent experience working with LDU Asia. Daniel, in particular, was incredibly helpful, he was responsive, knowledgeable, and guided me through the situation with clarity and professionalism. I highly recommend their services for anyone in need of reliable legal support.”
Josh Decker“Highly qualified, knowledgeable, with a great team. Expert opinions and advice. Would highly recommend for multiple types of legal services. I've used LDUAsia multiple times for a myriad of tasks and they've always been top notch.”
Zach“As an expat in Singapore the firm really helped me with all the clarity on the matter and were very honest during the process.”
Hasan Syed“Excellent experience working with Daniel and his team. We first got into contact almost 2 years ago in the earliest stages of our company. Daniel's team's arrangement was startup friendly and sincere.”
Rishab Patwari“LDU Asia is truly a game-changer for any Singaporean startup. Their team is incredibly tech-savvy, highly responsive, and genuinely values both your time and theirs.”
Sunny Saurabh“Best legal team you can really trust.”
Veljko Vasic“LDU Asia is amazing. Solving my issue within a few day. They are prompt is replying my text and giving advice on what I should do.”
Roy Loi“Easy to work with, thorough, and diligent. A wonderful team that helped meet needs quickly and efficiently.”
Meagan Ranson“Daniel was wonderful in guiding us through the compliance process.”
Kanak Chaudhari“Probably the fastest, most efficient and affordable lawyers in Singapore!”
Mahir Sahin“Super helpful. Professional and knowledgable.”
Daniel Hestevold“I had the pleasure of a professional and highly informative discussion with LDU which brought clarity to my situation and openly shared options and paths forward in a simplistic and grounded way. I am very grateful and highly recommend.”
Robert KielyTrusted across Singapore
Fit
Read both lists. If the left one sounds like your month, the free call will be worth it.
On the fence? Book the free call anyway. If a template or a cheaper option fixes it, Daniel will tell you so and point you there.
FAQ
Still weighing it?
Ask Daniel directly on a free call. Fifteen minutes, no pitch, just answers.
Yes. We own the file end to end: we structure the major or standard payment institution application, prepare the submission, and answer MAS queries, so the licence path stops being the thing that blocks your launch.
Your move
Book a free call with Daniel. Bring the MAS query, the safeguarding question or the partner agreement that worries you most, and leave with a plan whether we work together or not.
12 founders booked a call this monthTwo review calls a day. This week is almost full.
